Cigna Coverage: Your Key to Effective Co-Occurring Disorder Treatment

Cigna Coverage: Your Key to Effective Co-Occurring Disorder Treatment

You’re ready to find a residential co-occurring disorder program with Cigna coverage that truly meets your needs. Navigating insurance plans, treatment levels, and facility options can feel overwhelming—especially when you’re juggling mental health and substance use challenges at the same time. Fortunately, Cigna’s comprehensive benefits and Florida Oasis’s in-network dual diagnosis residential program make it possible to access clinically intensive, evidence-based care in a supportive environment.

Below, you’ll learn how Cigna coverage works, what to consider as you assess your needs, and why Florida Oasis stands out as your best choice for lasting recovery.

Understand Cigna coverage

Cigna plan structures

Cigna offers a variety of plan types—including HMO, EPO, POS, and PPO—that determine your network of in-network facilities and out-of-pocket costs. With a PPO plan, you typically have the greatest flexibility, low copays for in-network services, and partial coverage for out-of-network care. Confirming that your chosen center is in-network helps minimize unexpected bills.

Covered treatment services

Under the Affordable Care Act, substance use disorder and mental health treatment are essential health benefits. Cigna’s plans usually include:

  • Residential treatment and medically supervised detox
  • Medication-assisted treatment to reduce cravings
  • Individual, group, and family therapy
  • Partial hospitalization and intensive outpatient options
  • Co-occurring disorder treatment for dual diagnosis
  • Aftercare planning and alumni support

Over 4,000 centers accept Cigna insurance, offering a full continuum of care for complex needs [1].

Assess your needs

Co-occurring disorder factors

When mental health symptoms and substance use feed into each other, you need a residential program that treats both simultaneously. Ask yourself:

  • Are you experiencing depression, anxiety, PTSD, or trauma alongside addiction?
  • Have you relapsed despite outpatient care or multiple treatment attempts?
  • Do you require 24/7 medical supervision or medication management?

Level of care

The American Society of Addiction Medicine (ASAM) defines levels of care based on clinical severity. Consider residential treatment if you need:

  1. Intensive structure and community support
  2. Safe withdrawal management under medical supervision
  3. Trauma-focused therapy for unresolved issues
  4. Psychiatric services for medication adjustments

If your symptoms remain severe or you experience frequent relapses, an in-network residential program for co-occurring disorders can give you the stability necessary to focus fully on recovery.

Explore Florida Oasis

In-network dual diagnosis program

Florida Oasis is a PPO-accepted residential dual diagnosis rehab that works closely with Cigna to lower your out-of-pocket costs. As part of our dual diagnosis residential program accepting ppo insurance, you benefit from:

  • Pre-admission insurance verification
  • Clear breakdown of your remaining costs
  • Dedicated advocacy to coordinate claims with Cigna

Our in-network status ensures you can focus on healing instead of confusing bills.

Evidence-based and holistic care

At Florida Oasis you’ll receive comprehensive care that blends rigorous clinical therapies with complementary practices. Your individualized plan may include:

Therapy type Description
Cognitive behavioral therapy Identifies and restructures unhelpful thought patterns
Dialectical behavior therapy Teaches emotional regulation and distress-tolerance skills
Eye movement desensitization Addresses trauma through guided eye movements (EMDR)
Medication management Psychiatric oversight to optimize medication-assisted treatment
Mindfulness and yoga Promotes mind-body awareness and stress relief
Equine and art therapy Encourages nonverbal expression and personal insight

Psychiatric care integration

Your care team includes board-certified psychiatrists who assess and adjust medications, ensuring you have the support necessary for emotional stabilization and symptom reduction.

Trauma-informed therapies

Our licensed therapists specialize in trauma resolution, using DBT, EMDR, and other modalities to help you process past events in a safe, supportive setting.

Emotional stabilization strategies

Daily skills groups teach mindfulness, grounding exercises, and self-soothing techniques so you can regulate intense emotions both in treatment and beyond.

Leverage insurance benefits

Verify coverage early

Before admission, our intake specialists confirm your Cigna benefits, verify in-network status, and outline any required prior authorizations. Early verification prevents delays in care.

Reduce out-of-pocket costs

By staying in-network you enjoy:

  • Lower copayments for room and board
  • Full coverage for medically necessary therapies
  • Minimal deductibles when you meet plan criteria

If you hold a high-deductible plan, ask about payment plans or sliding-scale options to bridge any gaps.

Coordinate care logistics

We handle claims submission and liaise with Cigna on your behalf. This coordination includes:

  • Pre-authorization requests for residential stay
  • Ongoing progress reports to support extended coverage
  • Appeals assistance if additional days are needed

Your focus remains on recovery while we manage administrative tasks.

Plan your aftercare

Continuum of care

Successful recovery doesn’t end at discharge. Florida Oasis offers a stepped-down approach:

  1. Partial hospitalization programs (PHP)
  2. Intensive outpatient programs (IOP)
  3. Outpatient therapy and medication check-ins

A structured transition maintains momentum and reduces relapse risk.

Ongoing support network

As an alumnus you gain access to:

  • Weekly peer support groups
  • Family education workshops
  • Telehealth check-ins for convenient follow-up care

This support necessary for lasting recovery keeps you connected to a community that understands your journey.

Take the next step

Choosing the right residential co-occurring disorder program with Cigna coverage can change the course of your recovery. At Florida Oasis, you’ll find a supportive environment, tailored treatment programs, and the comprehensive care you deserve—all within your PPO network.

Contact our admissions team today to verify your benefits, schedule a confidential assessment, and start building your individualized plan for renewed health and hope.

References

  1. (Recovery.com)
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