Understand Cigna residential coverage
Accessing Cigna-covered residential treatment for depression begins with understanding how your plan supports mental health care. Cigna provides mental health and substance use coverage under your employer’s medical plan without a separate deductible, allowing you to receive treatment for depression and related conditions under one policy [1]. Furthermore, benefits are administered by Evernorth Behavioral Health, Inc., though exact features depend on your specific employer-sponsored plan.
Key coverage features
- Mental health and substance use benefits under one deductible
- Confidential therapy sessions and access to recovery specialists
- Coverage for individual therapy, group therapy, partial hospitalization, inpatient and residential care
- Prescription drug coverage for antidepressants and adjunctive medications
- No separate deductible for behavioral health services
Coverage limitations and costs
While Cigna plans often cover residential treatment for depression, you should review:
- Network restrictions — out-of-network services may incur higher costs
- Medical necessity guidelines — pre-authorization is required for higher levels of care
- Plan-specific exclusions and limitations — check your Summary of Benefits and Coverage
- Geographic availability — some plans are only available in select states
How to verify benefits
To confirm your benefits and out-of-pocket responsibilities:
- Locate your Cigna member ID and group number
- Call the number on your insurance card or log in to the Cigna member portal
- Ask about coverage for “residential mental health treatment” and any cost-sharing amounts
- Request details on deductibles, copays and coinsurance for residential stays
If you need help confirming in-network options, Florida Oasis admissions specialists can guide you through your plan documents.
Explore Florida Oasis programs
Florida Oasis offers clinically supervised residential programs designed for depression, anxiety, bipolar disorder and PTSD. Our campus provides a supportive environment where you focus on healing without outside distractions.
Residential treatment overview
At Florida Oasis you’ll find:
- 24/7 medical and psychiatric supervision
- Private or semi-private rooms in a serene setting
- Structured daily schedules balancing therapy, nutrition and recreation
- Access to on-site medical care to manage medication adjustments
Our standard residential program lasts 30 to 60 days, with flexibility based on your clinical need and progress. You’ll live on campus, engage in group and individual sessions, and build routines that promote stability.
Specialized depression care
Your individualized plan addresses depression through:
- Comprehensive psychiatric evaluation and medication management
- Cognitive behavioral therapy to reframe negative thought patterns
- Dialectical behavior therapy for emotional regulation
- Mindfulness-based stress reduction techniques
Additionally, our team monitors mood symptoms daily and adjusts treatment to support your unique challenges.
Holistic and therapeutic services
Complementary therapies promote overall wellness:
| Service | Benefit |
|---|---|
| Yoga and meditation | Reduces stress, improves emotional balance |
| Nutritional counseling | Optimizes brain health and energy levels |
| Art and music therapy | Provides nonverbal outlets for expression |
| Equine-assisted therapy | Builds confidence and trust |
If you have co-occurring substance use concerns, you may qualify for a residential dual diagnosis program accepting insurance to address both depression and chemical dependency under one roof.
Coordinate psychiatric and therapeutic services
Florida Oasis excels at integrating psychiatric care with evidence-based therapies, ensuring you receive comprehensive support.
Integrated care team
Your treatment team includes:
- Board-certified psychiatrists for medication management
- Licensed therapists specializing in mood disorders
- Case managers coordinating care transitions
- Holistic practitioners guiding complementary services
This collaborative model fosters communication among providers and ensures your plan evolves as you progress.
Evidence-based therapies
You’ll engage in a variety of proven modalities:
- Cognitive behavioral therapy (CBT)
- Dialectical behavior therapy (DBT)
- Eye movement desensitization and reprocessing (EMDR)
- Group therapy and psychoeducational workshops
Therapy sessions are tailored to your needs, creating individualized plans that target root causes of depression.
Family involvement
In addition to individual work, we offer:
- Family psychoeducation sessions to foster understanding
- Communication skills workshops for healthier relationships
- Planning meetings to prepare for your transition home
Engaging loved ones builds a supportive environment crucial for lasting recovery.
Navigate insurance approval steps
Working with Cigna to secure residential coverage need not be overwhelming. Florida Oasis guides you through each administrative step.
Verify in-network status
First, confirm that Florida Oasis participates in your plan’s network. You can check the cigna in-network residential mental health program directory or ask your Cigna representative. In-network care typically minimizes your out-of-pocket costs and streamlines authorization.
Pre-authorization process
Once in-network status is verified:
- Obtain a preliminary treatment plan from Florida Oasis
- Submit the plan to Cigna for prior authorization, citing medical necessity
- Track authorization reference numbers and approval dates
- Coordinate any required assessments or documentation with your case manager
Our admissions team liaises directly with Cigna, reducing paperwork and follow-up calls on your end.
Submitting claims and managing costs
After authorization, Florida Oasis handles claims submission. You may be responsible for:
- Applicable copays and coinsurance
- Daily rate differences if you choose private accommodations
- Non-covered services like optional excursions
We provide clear estimates up front and verify cost details so you can focus on your recovery instead of billing concerns.
Ensure trust and privacy
Privacy is a cornerstone of residential care at Florida Oasis. You deserve a confidential yet transparent environment.
Confidential treatment environment
- HIPAA-compliant record keeping
- Secure access to medical charts and personal data
- Private therapy rooms and discreet campus layout
Your personal information is protected at every stage, from intake through aftercare.
Privacy policies
Florida Oasis adheres to strict confidentiality policies:
- No sharing of treatment details without your consent
- Discreet insurance billing practices to limit exposure of sensitive diagnoses
- Staff trained in privacy best practices and ethical standards
We uphold the highest level of trust so you feel safe sharing and healing.
Plan for long-term recovery
A successful stay at Florida Oasis is just the beginning. We support you in building a sustainable wellness plan.
Aftercare and transitional support
Your aftercare plan may include:
- Step-down partial hospitalization or intensive outpatient care
- Weekly or biweekly therapy sessions
- Coordination with local providers to maintain continuity
If you require a higher level of care after residential, explore insurance-covered inpatient mental health care options to bridge the gap.
Continuing outpatient options
Florida Oasis offers:
- Outpatient therapy for depression and anxiety
- Medication management check-ins
- Specialized workshops on relapse prevention
These services ensure you remain connected to a supportive environment as you reintegrate into daily life.
Peer support networks
Joining a peer support community reinforces your progress:
- Alumni groups hosting regular virtual and in-person meetups
- 12-step fellowships or mood disorder-specific meetings
- Online forums moderated by Florida Oasis staff
Sharing experiences with others who understand fosters accountability and hope.
Connect with our team
Taking the next step is simple and confidential. Florida Oasis admissions specialists are ready to answer your questions and verify your benefits.
Schedule an assessment
Call or message us to:
- Discuss your clinical history and current needs
- Arrange a confidential intake assessment
- Outline a personalized treatment timeline
Verify your coverage
Provide your Cigna member details and we’ll:
- Confirm in-network status
- Obtain prior authorization
- Deliver a clear estimate of your financial responsibility
Contact Florida Oasis today to embark on your path to recovery. We are committed to providing comprehensive care, ensuring privacy, and supporting you every step of the way.
References
- (Cigna)
