You want a treatment program that addresses both your mental health and substance use needs, with coverage you can count on. Finding an insurance-approved residential co-occurring treatment option means you can focus on recovery instead of worrying about how to pay. At Florida Oasis, we blend evidence-based care with holistic therapies under major PPO plans to support your journey toward lasting wellness.

Whether you’re researching options for yourself or a loved one, understanding how dual diagnosis programs work and what insurance covers can feel overwhelming. This guide breaks down key concepts, insurance considerations, program features, and why Florida Oasis stands out as the premier in-network residential facility for co-occurring disorders.

Understand co-occurring disorders

People with co-occurring disorders face the challenge of managing both a substance use issue and a mental health condition at the same time.

• Definition and prevalence
  According to the National Survey on Drug Use and Health, 17 million adults in the United States have both a substance use disorder and a mental illness, known as a co-occurring disorder [1].
• Dual diagnosis challenges
  You may experience overlapping symptoms, such as anxiety triggered by withdrawal or depression that fuels cravings. Without integrated care, treatment for one issue can miss the root of the other.
• Importance of integrated treatment
  Programs that combine psychiatric care, therapy, and medical support help ensure you receive coordinated services. Integrated approaches lead to better outcomes than treating each condition separately.

Explore insurance coverage

Navigating insurance benefits can feel complex, but key federal laws and major plans support your access to residential care.

• Mental Health Parity law
  The Mental Health Parity and Addiction Equity Act requires insurers to cover mental health and substance use treatments on par with medical services [1].
• Medicaid and Medicare
  Medicaid, covering nearly 78 million people, is the largest payer for mental health and addiction services in the U.S. Medicare Part A offers partial coverage for medically necessary residential treatment [1].
• Private PPO plans
  Major PPO providers—including Aetna, Cigna, Blue Cross Blue Shield, and UnitedHealthcare—often offer in-network benefits for dual diagnosis residential stays. You can verify your coverage before admission to avoid surprises.

Evaluate residential programs

Choosing the right facility involves more than insurance—you need evidence-based therapies, accreditation, and a supportive setting.

• Residential versus inpatient care
  Residential programs provide a home-like environment with 24-hour support, while inpatient care often occurs in a hospital setting. Both offer intensive treatment, but residential centers emphasize community and life-skills development.
• Accreditation and credentials
  Look for Joint Commission accreditation and specialists in co-occurring disorders. Accredited centers adhere to rigorous safety and quality standards.
• Treatment modalities
  Effective programs blend:
• Cognitive behavioral therapy and dialectical behavior therapy
• Trauma-informed approaches such as EMDR
• Medication-assisted treatment when appropriate
• Holistic options (yoga, meditation, nutrition counseling)
• Financial assistance options
  If you lack full coverage, sliding-scale fees, payment plans, or state-funded programs can help. Discuss these with your facility’s admissions team.

Meet Florida Oasis

Florida Oasis is designed to be your partner in recovery, offering in-network dual diagnosis residential care under PPO insurance.

• Integrated psychiatric care
  Board-certified psychiatrists coordinate medication management with therapy to stabilize mood and reduce withdrawal symptoms.
• Evidence-based therapies
  You benefit from cognitive behavioral therapy, dialectical behavior therapy, and trauma-focused treatments tailored to co-occurring disorders.
• Holistic and supportive modalities
  Our campus provides yoga, mindfulness coaching, fitness, and nutrition workshops to foster overall wellness.
• Emotional stabilization
  Specialized groups focus on emotional regulation skills, grounding techniques, and relapse prevention planning.
• Community and peer support
  Gender-specific and mixed-gender groups help you connect with others who understand your journey, building camaraderie and accountability.

Review insurance partnerships

We work with all major PPO plans so you can access care without delay.

Insurance provider	Coverage type	Link
Aetna	In-network dual diagnosis residential facility	aetna in-network dual diagnosis residential facility
Cigna	In-network co-occurring disorder residential program	cigna in-network dual diagnosis residential program
Blue Cross Blue Shield	Dual diagnosis residential facility	bcbs dual diagnosis residential facility
UnitedHealthcare	Residential dual diagnosis care with UnitedHealthcare	dual diagnosis residential care with united healthcare coverage
Major PPOs	Accepting all major PPO insurance	residential dual diagnosis program accepting all major ppo-plans

Before admission, our admissions team verifies your benefits and outlines any out-of-pocket costs, ensuring transparency and peace of mind.

Plan for admission

Knowing what to expect can ease your transition into residential care.

1. Benefit verification
   We confirm your in-network coverage and explain any copays or deductibles.
2. Clinical assessment
   A licensed clinician evaluates your mental health, substance use history, and medical needs.
3. Individualized treatment plan
   Together with your care team, you set goals and choose therapy modalities that fit your needs.
4. Preparing for stay
   Pack personal items, coordinate finances, and arrange for work or family coverage.
5. Aftercare planning
   You’ll leave with a detailed relapse prevention plan, outpatient referrals, and peer support resources.

Take the next step

Embarking on residential dual diagnosis treatment can transform your life. At Florida Oasis, we combine PTSD-informed care, DBT, EMDR, and comprehensive medical support—all under your insurance benefits. Reach out today for a confidential consultation and start your path to lasting recovery.

For more information on in-network options and specialized programs, explore in-network residential program for co-occurring disorders or contact our admissions team directly to verify your benefits and schedule an assessment.

References

1. (American Addiction Centers)