You can access affordable, clinically supervised residential mental health treatment with Cigna insurance at Florida Oasis, ensuring you get the comprehensive care you need without breaking the bank. By tapping into Cigna’s broad network—you have access to more than 4,100 in-network facilities nationwide [1]—you’ll benefit from reduced out-of-pocket costs, integrated care and seamless coordination among psychiatric, therapeutic and holistic services.
Understanding your Cigna coverage
When you choose Cigna for residential care, you gain access to a range of mental health benefits built into many employer-sponsored PPO plans. Coverage typically includes inpatient and residential treatment, partial hospitalization and intensive outpatient programs.
Key coverage features
- Network access: Cigna’s 4,163 participating centers offer clinically supervised mental health and addiction care [1]
- No separate deductible: Residential mental health benefits often roll into your medical deductible, reducing surprise expenses
- Tiered care levels: From 24/7 residential support to day programs and outpatient therapy
- Virtual behavioral network: 24/7 access to MDLIVE, Talkspace and Headspace Care for ongoing support [2]
Treatment levels and approvals
Your plan outlines which levels of care require pre-authorization and what coinsurance applies. Typical stages include:
- Residential inpatient care – around-the-clock supervision
- Partial hospitalization – structured day programs with group therapy
- Intensive outpatient – focused therapy sessions without overnight stay
Use Cigna’s online portal or call member services to confirm details. If you’re looking for a cigna in-network residential mental health program, verify that Florida Oasis appears in your plan’s directory to maximize benefits.
Exploring Florida Oasis programs
Florida Oasis specializes in residential treatment for anxiety, depression, bipolar disorder and PTSD, combining clinical rigor with a supportive environment tailored to your needs.
Clinical excellence and accreditation
- Joint Commission Accredited, ensuring you receive care that meets rigorous safety and quality standards [1]
- Board-certified psychiatrists, licensed therapists and experienced nursing staff
- Personalized treatment plans based on a comprehensive biopsychosocial assessment
Holistic and therapeutic services
- Evidence-based therapies: cognitive behavioral therapy (CBT), dialectical behavior therapy (DBT) and trauma-focused modalities
- Holistic offerings: yoga, meditation and nutrition counseling to support mind-body wellness
- Family involvement: education sessions that help your loved ones understand mental health and recovery
Comfort and privacy
Florida Oasis provides private rooms, a serene campus setting and pet-friendly options, so you can focus on healing in an environment that respects your privacy and dignity.
Evaluating treatment affordability
Choosing a residential program covered by Cigna can dramatically lower your financial burden. Here’s how to gauge costs and savings:
| Cost factor | Without in-network benefits | With Cigna in-network coverage |
|---|---|---|
| Daily residential rate | $800–$1,200 | Your coinsurance (often 10–20%) |
| Deductible | Separate inpatient deductible possible | Single combined deductible for medical & MH |
| Copay/coinsurance | Variable per service | Fixed percentage based on plan tier |
| Out-of-pocket maximum | Plan maximum varies | Applies toward medical out-of-pocket limit |
“Patients with integrated medical and behavioral benefits saw savings of $193 per member per year” [2]
Factors affecting your share
- Plan tier: higher tiers may have lower coinsurance but higher deductibles
- Length of stay: extended programs may hit your out-of-pocket maximum faster
- Co-occurring conditions: treatment for both mental health and medical issues can multiply costs 3–6× when unmanaged [3]
To see how Florida Oasis fits your budget, work with our admissions team and your Cigna representative to estimate out-of-pocket expenses for your specific plan.
Coordinating care and services
At Florida Oasis, you’re not just another patient—you’re part of a coordinated, multidisciplinary treatment journey.
Multidisciplinary treatment team
- Psychiatrist oversight: medication management and psychiatric evaluations
- Licensed therapists: individual, group and family therapy sessions
- Nurses and case managers: daily monitoring and care coordination
Integrated psychiatric and therapy services
By uniting psychiatric services with CBT, DBT and trauma-informed care, you receive targeted interventions that address the root causes of anxiety, depression, bipolar disorder or PTSD.
Family involvement programs
Your support system is vital. Family workshops educate loved ones on mental health, communication skills and relapse prevention, strengthening your long-term recovery network.
Planning for admission
Getting started is straightforward when you follow these steps:
- Verify coverage
- Confirm Florida Oasis is in your PPO network
- Check deductible status and coinsurance rates
- Pre-authorization
- Work with our admissions coordinators to submit required documentation to Cigna
- Ensure psychiatric assessment notes are included
- Schedule your stay
- Choose a convenient admission date
- Arrange transportation and personal items
- Facility tour and orientation
- Get acquainted with our campus, amenities and daily schedule
- Meet key members of your treatment team
If you need other insurance options, explore our residential program that accepts major insurance page for details.
Securing long-term support
Your journey doesn’t end at discharge—Florida Oasis helps you build a sustainable plan for lasting wellness.
Aftercare planning
- Step-down programs: partial hospitalization or intensive outpatient
- Outpatient therapy: ongoing individual and group sessions
- Case management: regular check-ins and community resource referrals
Continuing therapy options
Leverage Cigna’s virtual behavioral network for teletherapy, mindfulness apps and peer support groups, keeping you connected to care no matter where you are.
Alumni network
Join our alumni community for social events, support meetings and mentorship opportunities, reinforcing accountability and shared experience.
By choosing Florida Oasis for your insurance-covered residential mental health treatment, you gain a partner committed to your recovery. We blend clinical excellence, personalized care and holistic support to guide you through every phase—from admission to aftercare. Reach out today to verify your Cigna benefits and start your path toward renewed mental health and lasting peace.
